Wednesday’s Theme Music

Mood: hopindreamin

Sunshine burst in, a sumumnal morning surprise, antidote to the gray chilly dominance of the previous days. 53 F here now, the sun is expected to induce the air into the mid 70s before the world turns.

This is Wednesday, September 18, 2024.

Got our new insurance done yesterday. After doing quotes online, reading and reading and reading, and speaking with others, we ended up with State Farm. One, as some suggested, there’s a local agent. Two, they’ll provide the insurance we need at a reasonable cost. Three, in the aftermath of the huge Almeda fire several years ago, which destroyed hundreds of homes and businesses, friends raved about how well State Farm handled the situation.

That done, I called American Family Insurance to cancel. Auto insurance cancellation was an eyeblink — or, thanks for calling, have a pleasant evening. Home insurance, she thoroughly identified me and the property in question. Next, she said that she needs to bring up a script to read me. She told me she was going to record the transaction, and was I okay with it? Then she ran through a script which verified again my identification and the property and the flat fact that I was canceling my insurance with them.

I get this. It’s an age of scammers and cheats and pranks. Anyone could theoretically call in, claim to be me, and cancel my insurance. They could do it just to be assholes. Anyway, the company was protecting itself. But it also protects me.

When I finished, I felt like comfort food was in order. Lot of stress and anxiety in researching insurance and making that change and the multiple decisions involved in prices, coverage, and options. It’s serious adulting. But the comfort food was skipped. Sitting there, reflecting as we went through it, I compared it to how it was when I was younger. When income was less and savings were thinner.

The agent remarked on our history. Almost twenty years with that other company and no claims made on home or auto. Yeah, don’t jinx us, I said. Knock on wood. He found it remarkable. My wife, laughing, said it was because we’re boring. I think it’s a blend of caution and luck.

If you know anything about reading this blog, you won’t be surprised to discover that thinking about luck cause Der Neurons to start firing with songs about luck and being lucky. It abated overnight but this morning found them playing Tom Petty and the Heartbreakers in the morning mental music stream (Trademark lucky). The 1982 song, “You Got Lucky” is playing in snatches around eating, nursing coffee as it nurses me, and reading, writing, and thinking. The song is about love and relationships but as a general song about being lucky and how good luck can affect your life, it works. I’ll take good luck whenever it comes and will try to dance around the bad luck when it happens.

Stay positive, be strong, and vote blue. Just 48 days until November 5.

Here’s the music. Cheers