Mood: rantingspirit
Much like yesterday and the day before, and in short march of previous days, today woke up cool. We’re ’bout 54 F now. The sky carries blue undiminished by any objects or shades. With Earth rolling toward the sun, the latter brings its heat and light o’er the mountains and trees and begins stoking the air into warmer regions. We expect it to get stoked to 92 F today. Gonna start getting hotter again tomorrow. Heat warning is effect for Thursday.
This is Tuesday, September 3, 2024, BTW.
In personal news, after several months of puttering through the insurance health care maze, I now have an ASAP referral to ortho for my ruptured tendon. They’re supposed to reach out to me. My being’s jaded facet, which has had only one short sip of coffee, asked, “Gosh, I wonder when that’ll take place?” I’m betting in six weeks. That seems the norm for the IHCM, my shorthand for the insurance health care maze.
In the last two days, I went online to get new quotes for car and house insurance. This is the fallout from American Family Insurance and their decisions about our home insurance. We’ve been with them for over twenty years, first in California, then up here in Oregon. They always start their missives by thanking us for being loyal customers.
Well, this time, their missive explained that they’re no longer insuring our home in Oregon. Too much risk, apparently, for their profit margins and executive bonuses. They were moving our insurance to one of their feeder companies. The insurance will cost more but it’ll cover less, just what every loyal customer wants to hear. And BTW, since they’re doing that, I no longer get the home and auto bundle discount. So our car insurance rose, as well.
I sought quotes from new companies. They’re the same old players. Hartford through AARP. They provided a pretty good quote. Allstate through The General. The Zebra sent us to State Farm and Progressive. Great rates for the car from Progressive but they don’t do home insurance in this area. Allstate doesn’t either, but they’ll refer us to another company and get some payments from that company for doing that.
But I’m really posting about it is because the phone calls and text messages have begun. Four phone calls in thirty minutes on our home phone this morning. Only three texts about it this AM, so far I’m braced for a lot more. That’s the cost of doing business, I suppose: getting bludgeoned on phone and text by companies trying to close the deal with you.
My theme for now for my daily theme music remains songs with night in their titles. I asked The Neurons if they had any ideas. “You Shook Me All Night Long” by AC/DC began rocking the morning mental music stream (Trademark declassified). If you’re of a certain age or inclination — or both — this song will have you raising the volume, banging your head, and singing along. It’s kind of weird that the title is ‘you shook me…’ as the lyrics talk about a woman in the third person until the chorus of ‘you shook me…”
Be chill and keep dealing. Here’s the music. Cheers
NOTE: Posting this was delayed by a visit to the growers market. You probably don’t care but just in case you were wondering where it’s been, well, here’s the explanation. Cheers
Do you have brick-mortar insurance agencies in Ashlandia? I have to wonder if an indie agent may be of more help to you, and spare some of the extra advertising you may receive. Just a thought. I like having an agent, here; they get on things like these rate increases and companies leaving the state a little sooner than we can, because they get the information about such earlier than we customers get it. It doesn’t cost extra to have an agent. And they have access to everything available, and know the laws in your area.
A thing that really bugs me is those catchy Liberty Mutual ads, saying you can pay for only what you need. I love the ads, but sometimes we the people aren’t aware of what our law requires, and then there a person is, either in non-compliance, or paying more anyway. (Yes, in between legal jobs, I worked at an insurance agency for a few years to pay the bills. Office managing is office managing, but the dissonance in the businesses can be disturbing!) Anyway, some thoughts I’ll pass along.
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We do have at least a brick and mortar State Farm in town. We’ve talked about this. But we’ve been chatting with friends and following the issue on Next Door. Thanks for the ideas, Ali. Cheers
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