Mood: bluestormrising

We’re bounding into the last week of August, 2024. Today is Monday, the 26th. Looks like 71 days until the 2024 elections.

It’s 57 F degrees in Ashlandia today. We’re seeing mostly blue sky and sunshine. Pouting clouds lurk around the distant horizons. They act like they’re planning something. We hit 80 degrees yesterday. Today’s high will be a more normal 88 F.

I drifted through the news stories this morning. Feeling a little battered by the disasters, campaigns, rulings, deaths, and general information. The never-ending cycle starts feeling a little heavy.

I was able to help out friends yesterday. We’d stayed together on vacation last week. They then drove home to Ashlandia on Friday, as we did. They insisted that they’d lost their key fob. Must’ve left it back at the vacation place.

Well, wait; how did they drive and charge their EV if they lacked a key fob? They insisted they had. They looked everywhere for it. Didn’t find it, so they must have driven home without it.

I researched that, and like, no way did they drive and recharge their Hyundai Kona EV SUV without the key fob or any key. I went over and found it in about a minute, under their passenger seat against the transmission tunnel. They were absolutely flabbergasted but grateful.

After I was looking for it, they mentioned they’d lost a cell phone. I’d notice one in their car, in the center console compartment. Yes, that was their missing phone. We suggested they might need to rest.

We’re dealing with home insurance issues. After being with Connect, which is Costco’s insurance program with American Family Insurance, for over fifteen years while living here, they’re dropping us. They’re worried about what the cost of insuring us for fires might do to their profits. Homeowners see this sort of things from insurance companies all the time. They’re there and willing to take your money until your place is too large of a risk for their profit margins. It’s not just us but all over town, and not just Connect. I’m hearing the same thing from friends and relatives in other parts of the state.

We’ve seen this before. Earthquakes insurance premiums skyrocket, and then the company announces they won’t insure you any more because you’re in an earthquake zone. Our flood insurance one year went from $300 a year to over $3000, because the city said we’re in a 100-year-flood zone. After the terrorist attacks of 9/11, insurance companies bailed on paying for acts of terrorism. Of course, places that see regular tornado, hurricane, or flood damages already have felt the impact of insurance companies running away from them. That includes insurers leaving California and other states in droves after catastrophic wildfires. Capitalism at its finest. Yes, that is snark.

For us, our home insurance will go from $360 to $1140 a year. It will no longer be through Costco Connect, but to one of American Family Insurance’s feeder companies. Yes, we are looking for a new insurance company for home and auto. We don’t appreciate being passed around like a cheap bottle of wine.

And with extreme weather events happening more frequently as predicted by climate change models, expect more withdrawals by insurance companies. Soon, they’ll only be insuring the wealthy and powerful.

This week’s theme music concept remains time in the song title. There’s an abundance of such songs out there. Today, though, The Neurons pulled out one that they said is dedicated to Don Old Trump and his merry band of MAGAts. Yes, today The Neurons have the Guest Who song from 1969, “No Time”, thumping in the morning mental music stream (Trademark paused). The Canadian group’s opening line in this song is, “No time left for you.” Right on, Neurons. No time left for Trump. I like it.