Month: March 2025

Notice

It’s just another sign about how little Republicans care about Americans.

Senate Overturns Rule Limiting Bank Overdraft Fees to $5

The Senate voted Thursday to strike down a rule capping most bank overdraft fees at $5, a measure adopted late last year by the Consumer Financial Protection Bureau that had been expected to save Americans billions of dollars per year.

The rule would have limited the fees banks and credit unions could charge when customers spend more than they have in their accounts, typically $35 per overdraft. The bureau estimated it would save American households $5 billion a year. It was immediately challenged in court by banking trade groups.

Democrats are preparing to fight the resolution in the House, where they hope the slim Republican majority will work in their favor.

Call your representatives in Congress. Let them know that this is not okay. Banks make enough profits. They don’t need more.

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Thirstda’s Wandering Thoughts

A hard thwack burst from my hat’s brim as I walked along the sidewalk to the coffee shop.

What was that, was my immediate, natural reaction. I’d seen nothing bounce away so I immediately suspected, bird poop. As if confirming it, a large crow flapped away, cawing as if crowing in victory.

Entering the coffee shop, I removed my lid. Yep, I’d been nailed. I remember that some cultures consider this good luck.

It is said that the lucky bird poop belief has its origins in Russia. According to this superstition, good luck and financial fortune may come your way if a bird poops on you or your vehicle. Perhaps the reason for this myth is that the odds of being pooped on at any given time are so low.

I showed my friend and share what happened. He looked and laughed. “It’s a good thing you had a hat on, or it would have nailed your big forehead.”

He was right. That would have created a vastly different experience.

I guess an optimist could say that the bird poop was good luck, because I was wearing a hat when it hit.

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Thirstda’s Theme Music

Disappointment is heavy in Ashlandia. A big storm was forecasted for us. It perversely excited us but then did not arrive. Perversely, people are disappointed. At least three posts on NextDoor and Facebook have people expressing their disapppointment that the storm did not come.

Well, it did a little. “I heard a thunk,” my wife says.

“Was that the rock on the front porch?” I noticed it when I came home.

She nodded. “Yes, I think the wind blew the top two rocks off the cairn. At least, I heard the thunk and locked out and saw the rocks and nothing else.”

Very circumstantial evidence. “I’ll put them back.” I must because she can’t balance them on the cairn. We don’t know why.

I’m disappointed, but not over the storm. I’d planned to weed around our hydrangea. Put it on my to-do list and everything. But she weeded. I’m happy the job is done but displeased that I wasn’t the one to do it. There are many more weeding opportunities. That’s little consolation.

Today is Thirstda, March 27 2025. Spring continues dancing with our expectations. We started out with a dispiriting cloud display. The sky was tiled dark and white. Showers fell. Now, it’s sunny and in the upper 50s F. More rain is expected. So is more sun. And warmer temperatures, along with colder temperatures.

Papi the ginger blade, commonly referenced as Butter Butt, is exhausted. Days of sunshine emboldened him to dash around like a one-year old. Now he’s sleeping like a kitten. Took up his favorite malabar chair seat in mid-morning, washed, and tucked the eyes shut.

He used the litter box for a bowel movement today. That’s unusual for him. He’s enormously fastidious about it. His scratching around was the clue. When he pees in the box, he steps in and then out. No scratching.

I told my wife about it. “This is literally the third time he’s used the litter box like that since Tucker passed,” I noted. “I think it’s because it was raining. He didn’t want to go in the rain and get his fur wet.”

The Neurons have lined up “Liar” by Three Dog Night in the morning mental music stream. Yes, this is a Trusk Regime production. Jonah Goldberg caught them in a security breach. He told them so. They spun it like he was a Democrat and a liar. Also pretended that it was nothing. No classified to see here, no sir. Then The Atlantic posted the transcripts. Hah. The leak was one thing; the attempted cover up is a mess. So, “Liar” it is.

Originally an Argent song — and you can hear their musical fingerprints all over it — Three Dog Night released their cover of “Liar” in 1971 and became another top twenty offering for the group in several nations.

Coffee has perked me up again. (Get it? Sure. You’re not slow.) Time to rock and roll. Cheers

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Thirstda’s Wandering Political Thoughts

It’s time to check the economy’s barometer. Dollar Tree is selling off Family Dollar after acquiring it ten years ago. Lack of synergies between the two. I admit, I confuse the two stores. They’re interchangeable in my mind. Anyway, you would think that they would have noticed the lack of synergies back when DT was thinking about buying FT. I guess that’s business.

What really struck me about the move were these insights from Dollar Tree Chief Executive Mike Creedon, with my emphasis added in bold:

With regard to consumer spending, Creedon said that Dollar Tree, like other retailers, is seeing middle-income shoppers focus more on value. “At the same time, we are seeing stronger demand from higher-income customers who increasingly see Dollar Tree as a cost-effective source for an expanding range of products,” he said during the conference call.sales

“We believe it doesn’t matter how much money you make. Everybody is hurting right now,” he said.

‘Everybody is hurting right now.’ That’s a knee slapper. I don’t think the Trusk Regime’s billionaire cabinet and their friends are hurting at all. But maybe that’s just poor, poor, cynical me. More critically, it seems that more middle class is shopping at the Dollar Tree. That’s a strong sign for the future…not.

But come on, how can we be hurting in Donald Trump’s economy? He’s making all those moves to save the government money. Well, okay, that DOGE stuff didn’t save much money. It instead destablised the government, outraged citizens, scared Republican senators and reps into hiding, caused confusion and triggered alarm, and sent the stock market down. But he added those tariffs…and took them away…and added them again…causing trade partners to retaliate. Which, yeah, hurt farmers, damaged overseas liquor sales, and has put a crimp in economic forecasts. Retailers and manufacturers have responded with layoffs and slashed their sales forecasts.

Naturally, shoppers were affected. US consumer confidence tumbles for the 4th straight month as future expectations hit a 12-year low.

The Conference Board reported Tuesday that its consumer confidence index fell 7.2 points in March to 92.9. Analysts were expecting a decline to a reading of 94.5, according to a survey by FactSet.

The Conference Board’s report Tuesday said that the measure of Americans’ short-term expectations for income, business and the job market fell 9.6 points to 65.2.

It is the lowest reading in 12 years and well below the threshold of 80, which the Conference Board says can signal a potential recession in the near future. However, the proportion of consumers anticipating a recession in the next year held steady at a nine-month high, the board reported.

“Consumers’ optimism about future income — which had held up quite strongly in the past few months — largely vanished, suggesting worries about the economy and labor market have started to spread into consumers’ assessments of their personal situations,” said Stephanie Guichard, senior economist at The Conference Board.

Oh boy, so much winning, it hurts.

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The Writing Moment

Eighteen pages. 5070 words. This is the gist of the chapter in my book which gave me so much trouble.

The chapter is called “Reconciliation”. Consisting of eight sub sections, this part of the story swung back and forth between two points of view.

Man, was editing and revising it a challenge.

I began with reading it after finishing the previous chapters. Right away, my brain was screeching to a halt. A grimace of displeasure spread. This wasn’t working.

Okay, recognizing there’s problem is a good first step. Identifying the problem is the second step. Fixing it is the third step. Then reviewing it to confirm it works is the fourth step.

“Reconciliation” begins on page 532 of 646 manuscript pages. So a lot of the story is well underway by then. Until encountering “Reconciliation”, the editing and revising was going well. I think I owe that to my process. I write and rewrite and polish as I progress. If I’m uncertain about what happens next, I’ll drop back and read and edit until I’m ready to write the next stage. Also, this is the novel’s third official draft. So there’s already been a lot of effort in it.

“Reconciliation” was a whole different animal. The story and the flow balked and balked again. It was like a squeak that must be fixed but first I needed to locate the squeak. I went through that chapter seven times before I was satisfied that I could go on.

The chapter after that, “Camden”, 23 pages, 6400 words, was done in a day.

Yet, with all that whining, editing and revising “Reconciliation” was very satisfying. There was a problem to be fixed. Fingers crossed, that’s what I did.

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Automate It!

Daily writing prompt
How has technology changed your job?
View all responses

I’m retired now, but…

Back in the 1980s, desktop computers began coming on the scene, along with some useful software. I was in the military at that point, part of the Air Force, involved in command and control.

We loved our reports in the military, especially in the Military Airlift Command – MAC – where I spent some time, but also in the covert reconnaisance world and war readiness reporting. All these reports had predefined fields. Typing them out was a true pain and a challenge for many people. White out and correction tape were not authorized. Along with these were flight orders which we needed to prepare each day, and operations and situation reports to report critical and often classified matters to command authorities on the theater or national level. They had names like SITREP, Red Rocket, White Pinnacle, and OPREP-3. We used these to report on matters such as aircraft accidents/incidents, the movement of nuclear weapons, or the impact of a local natural disaster or international incident.

When I was introduced to the first TRS 80 personal computer, I realized almost instantly the time that could be saved by developing computerized report formats to predefine the fields. Besides saving time to prepare the reports, errors could also be reduced by simple built-in quality checks. Once I found a commander and organization to support these efforts in the late 1980s, I set about acquiring the hardware and software and then setting up every format that we used. Word of what my unit was doing soon spread; others came to us for help on doing the same for them.

Computers truly revolutionized the way we did business by the time I retired in the mid 1990s. I can only imagine how it’s changed since then.

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Periflooftetic

Periflooftetic (floofinition) – An animal with a wandering or restless nature. Origins: Flooce, Middle Floof, and Flooftin, 15th century.

In Use: “Quinn was a long-haired and handsome periflooftetic, resting in a window seat one minute, asleep on a chair in the next, and outdoors in the back yard at the next glance.”

In Use: “Sleeping through the day, Braveheart the bulldog was a nocturnal periflooftetic, thumping up and down the stairs, padding along the halls, investigating every sound with a gruff grunt.”

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Wenzda’s Wandering Political Thoughts

Once again, I ponder, WWPD?

Former US attorney Jessica Aber’s cause of death is revealed by authorities

Authorities have revealed the cause of death of former U.S. attorney Jessica Aber after she was found dead in her Virginia home over the weekend.

Aber, 43, was found around 9:20 a.m. Saturday and likely died of “natural causes,” the Alexandria Police Department announced.

At this time, detectives have found no evidence suggesting that her death was anything other than natural causes,” the statement said. “The investigation is ongoing, and the case will remain open until the Office of the Chief Medical Examiner returns a final ruling on the cause and manner of death.”

I read this news this morning. But in a world where U.S. defense officials lie their asses off about a security leak, ignores due process, and are disappearing people from the streets, I’m suspicious about this attorney’s death. It’s the Trusk Regime’s nature to lie.

I wouldn’t put it past them to start killing people and lying about it. After all, that’s what Putin would do.

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