Science fiction, fantasy, mystery and what-not
It’s just another sign about how little Republicans care about Americans.
The Senate voted Thursday to strike down a rule capping most bank overdraft fees at $5, a measure adopted late last year by the Consumer Financial Protection Bureau that had been expected to save Americans billions of dollars per year.
The rule would have limited the fees banks and credit unions could charge when customers spend more than they have in their accounts, typically $35 per overdraft. The bureau estimated it would save American households $5 billion a year. It was immediately challenged in court by banking trade groups.
Democrats are preparing to fight the resolution in the House, where they hope the slim Republican majority will work in their favor.
Call your representatives in Congress. Let them know that this is not okay. Banks make enough profits. They don’t need more.
A hard thwack burst from my hat’s brim as I walked along the sidewalk to the coffee shop.
What was that, was my immediate, natural reaction. I’d seen nothing bounce away so I immediately suspected, bird poop. As if confirming it, a large crow flapped away, cawing as if crowing in victory.
Entering the coffee shop, I removed my lid. Yep, I’d been nailed. I remember that some cultures consider this good luck.
It is said that the lucky bird poop belief has its origins in Russia. According to this superstition, good luck and financial fortune may come your way if a bird poops on you or your vehicle. Perhaps the reason for this myth is that the odds of being pooped on at any given time are so low.
I showed my friend and share what happened. He looked and laughed. “It’s a good thing you had a hat on, or it would have nailed your big forehead.”
He was right. That would have created a vastly different experience.
I guess an optimist could say that the bird poop was good luck, because I was wearing a hat when it hit.
Disappointment is heavy in Ashlandia. A big storm was forecasted for us. It perversely excited us but then did not arrive. Perversely, people are disappointed. At least three posts on NextDoor and Facebook have people expressing their disapppointment that the storm did not come.
Well, it did a little. “I heard a thunk,” my wife says.
“Was that the rock on the front porch?” I noticed it when I came home.
She nodded. “Yes, I think the wind blew the top two rocks off the cairn. At least, I heard the thunk and locked out and saw the rocks and nothing else.”
Very circumstantial evidence. “I’ll put them back.” I must because she can’t balance them on the cairn. We don’t know why.
I’m disappointed, but not over the storm. I’d planned to weed around our hydrangea. Put it on my to-do list and everything. But she weeded. I’m happy the job is done but displeased that I wasn’t the one to do it. There are many more weeding opportunities. That’s little consolation.
Today is Thirstda, March 27 2025. Spring continues dancing with our expectations. We started out with a dispiriting cloud display. The sky was tiled dark and white. Showers fell. Now, it’s sunny and in the upper 50s F. More rain is expected. So is more sun. And warmer temperatures, along with colder temperatures.
Papi the ginger blade, commonly referenced as Butter Butt, is exhausted. Days of sunshine emboldened him to dash around like a one-year old. Now he’s sleeping like a kitten. Took up his favorite malabar chair seat in mid-morning, washed, and tucked the eyes shut.
He used the litter box for a bowel movement today. That’s unusual for him. He’s enormously fastidious about it. His scratching around was the clue. When he pees in the box, he steps in and then out. No scratching.
I told my wife about it. “This is literally the third time he’s used the litter box like that since Tucker passed,” I noted. “I think it’s because it was raining. He didn’t want to go in the rain and get his fur wet.”
The Neurons have lined up “Liar” by Three Dog Night in the morning mental music stream. Yes, this is a Trusk Regime production. Jonah Goldberg caught them in a security breach. He told them so. They spun it like he was a Democrat and a liar. Also pretended that it was nothing. No classified to see here, no sir. Then The Atlantic posted the transcripts. Hah. The leak was one thing; the attempted cover up is a mess. So, “Liar” it is.
Originally an Argent song — and you can hear their musical fingerprints all over it — Three Dog Night released their cover of “Liar” in 1971 and became another top twenty offering for the group in several nations.
Coffee has perked me up again. (Get it? Sure. You’re not slow.) Time to rock and roll. Cheers
It’s time to check the economy’s barometer. Dollar Tree is selling off Family Dollar after acquiring it ten years ago. Lack of synergies between the two. I admit, I confuse the two stores. They’re interchangeable in my mind. Anyway, you would think that they would have noticed the lack of synergies back when DT was thinking about buying FT. I guess that’s business.
What really struck me about the move were these insights from Dollar Tree Chief Executive Mike Creedon, with my emphasis added in bold:
With regard to consumer spending, Creedon said that Dollar Tree, like other retailers, is seeing middle-income shoppers focus more on value. “At the same time, we are seeing stronger demand from higher-income customers who increasingly see Dollar Tree as a cost-effective source for an expanding range of products,” he said during the conference call.sales
“We believe it doesn’t matter how much money you make. Everybody is hurting right now,” he said.
‘Everybody is hurting right now.’ That’s a knee slapper. I don’t think the Trusk Regime’s billionaire cabinet and their friends are hurting at all. But maybe that’s just poor, poor, cynical me. More critically, it seems that more middle class is shopping at the Dollar Tree. That’s a strong sign for the future…not.
But come on, how can we be hurting in Donald Trump’s economy? He’s making all those moves to save the government money. Well, okay, that DOGE stuff didn’t save much money. It instead destablised the government, outraged citizens, scared Republican senators and reps into hiding, caused confusion and triggered alarm, and sent the stock market down. But he added those tariffs…and took them away…and added them again…causing trade partners to retaliate. Which, yeah, hurt farmers, damaged overseas liquor sales, and has put a crimp in economic forecasts. Retailers and manufacturers have responded with layoffs and slashed their sales forecasts.
Naturally, shoppers were affected. US consumer confidence tumbles for the 4th straight month as future expectations hit a 12-year low.
The Conference Board reported Tuesday that its consumer confidence index fell 7.2 points in March to 92.9. Analysts were expecting a decline to a reading of 94.5, according to a survey by FactSet.
The Conference Board’s report Tuesday said that the measure of Americans’ short-term expectations for income, business and the job market fell 9.6 points to 65.2.
It is the lowest reading in 12 years and well below the threshold of 80, which the Conference Board says can signal a potential recession in the near future. However, the proportion of consumers anticipating a recession in the next year held steady at a nine-month high, the board reported.
“Consumers’ optimism about future income — which had held up quite strongly in the past few months — largely vanished, suggesting worries about the economy and labor market have started to spread into consumers’ assessments of their personal situations,” said Stephanie Guichard, senior economist at The Conference Board.
Oh boy, so much winning, it hurts.
Michael Seidel, writer 